How to Stay in Bali for 60 Days: All Your Visa Options (2026 Guide)
May 26, 2026How to Stay in Bali for 60 Days: All Your Visa Options (2026 Guide)
May 26, 2026How to Retire in Bali or Indonesia: The Complete 2026 Guide
Published by Made Widiartha on September 29, 2026
Table of contents
- How to Retire in Bali or Indonesia: The Complete 2026 Guide
- Published by Made Widiartha on September 29, 2026
- Does Indonesia Have a Dedicated Retirement Visa?
- How to Retire in Bali or Indonesia: Your 3 Visa Routes
- FREE GUIDANCE ON HOW TO LIVE IN INDONESIA.
- From a 1-Year Retirement Visa to a 5-Year KITAP
- 6 Common Mistakes Retirees Make
- Ready to Retire in Indonesia?
- Made Widiartha
- Need a Visa or Got More Questions?
Planning to spend your retirement in Bali, or elsewhere in Indonesia, can be confusing when you don’t know where to start.
Lucky you!
This guide explains how to retire in Bali or Indonesia legally in 2026.
It covers the three visa routes available to retirees, who qualifies for each one, what they cost, and what you need to do after you arrive.
We’ve helped thousands of foreigners settle in Indonesia over the past 20 years. Everything below reflects how applications are actually processed today.
Does Indonesia Have a Dedicated Retirement Visa?
Yes
Indonesia has had a dedicated retirement permit for decades, and in recent years it has added longer-term options under its Golden Visa programme.
A retirement permit is a KITAS (Kartu Izin Tinggal Terbatas, or Limited Stay Permit Card). It lets you live in Indonesia without leaving for visa runs every few months.
With a retirement permit, you can:
- Live anywhere in Indonesia, not just Bali
- Leave and re-enter the country during the permit's validity
- Rent a home on a long-term lease and open a local bank account
- Apply for an Indonesian driver's licence
- Bring eligible family members on a dependent permit
With a retirement permit, you can't:
- Work for, or earn money from, an Indonesian company or client
- Run the day-to-day operations of a business in Indonesia
- Stay after your permit expires without extending it
The no-work rule is the one that matters most.
Your income must come from outside Indonesia, such as a pension, investments, or rental income from property back home. This makes it a good option for retirees who receive passive income from their home country.
IMPORTANT NOTE: Why the age rules you see online don't always match
You may see different minimum ages online, often 55 or 60. This is because Indonesia's retirement visa categories have changed over time.
If you're close to an age threshold, it's best to check the latest requirements with a visa consultant before making your plans.
Not Sure if Your Income or Situation Qualifies?
We understand your concern. Consult with us, and we will help you understand whether your situation meets the requirements and what documents you need.
How to Retire in Bali or Indonesia: Your 3 Visa Routes
Route 1: E33F Retirement KITAS (1 year, renewable)
The Retirement KITAS is the traditional retirement visa and often the simplest starting point. It also has the lowest financial commitment of the three.
Who it suits: Retirees aged 55+ with a steady pension or passive income who don't want to lock a large amount of money in an Indonesian bank.
Route 2: E33E Silver Hair Visa (5 years)
The Silver Hair visa is part of Indonesia's Golden Visa programme. It trades a larger financial commitment for five years without annual renewals.
Who it suits: retirees who are sure about a long-term move and are comfortable keeping US$50,000 in Indonesia.
Validity: 5 years. You must keep the US$50,000 balance for the full five years. No local sponsor or domestic helper is required.
Route 3: E33 Second Home Visa (5 years)
The Second Home Visa isn't a retirement visa by name, but many early retirees who retiree in young age use it. It's the only route with no age requirement.
Who it suits: retirees under 55, and anyone with significant savings who wants to qualify on assets rather than monthly income.
How to Stay Compliant as a Retiree
Getting your permit is step one. Keeping it in good standing is what allows you to stay in Indonesia long term.
- Renew on time. E33F holders need to renew every year. Start at least 30 days before expiry through a KITAS extension.
- Report address changes. If you move, especially to another regency or island, you may need an address mutation with immigration.
- Update your passport. If you get a new passport, your permit details must be transferred to it.
- Keep your deposit intact. Silver Hair and Second Home holders must maintain the required balance. Immigration may request a current bank statement.
- Check your tax position. Spending more than 183 days in Indonesia within 12 months can make you an Indonesian tax resident. Tax treaties may affect how your pension is treated, so consider a tax consultation before your first full year.
- Check the Bali tourist levy. Foreign tourists are generally subject to a IDR 150,000 levy per visit. KITAS and KITAP holders are exempt, but verify the current exemption process for your visa before travelling.
From a 1-Year Retirement Visa to a 5-Year KITAP
A KITAP (Kartu Izin Tinggal Tetap, or Permanent Stay Permit Card) is the long-term option for many retirees.
After holding a Retirement KITAS for four consecutive years, you can apply for a Retirement KITAP. It is valid for 5 years, includes a 5-year multiple exit and re-entry permit, and can be extended.
A KITAP holder can also apply for a KTP-OA, an Indonesian ID card for foreign residents, which can make everyday administration such as banking and utilities easier.
The no-work rule and other applicable income and insurance requirements continue to apply after moving to a KITAP.
Bali is a popular choice, but your permit allows you to live elsewhere in Indonesia. Retirees also choose Lombok, Yogyakarta, Java's cooler highland areas and parts of Sulawesi.
If you're considering somewhere outside Bali, keep these points in mind:
- Your KITAS is registered with the immigration office responsible for your address.
- Moving to another province may require an address update with immigration.
- Bali Visas can process KITAS applications for addresses outside Bali for an additional fee.
- Healthcare options can be more limited outside major cities. Check the nearest suitable hospital before signing a lease.
6 Common Mistakes Retirees Make
- Arriving on the wrong visa. An onshore E33F application requires a qualifying visit visa with enough validity remaining. The wrong visa can mean leaving Indonesia and starting the process again.
- Providing unclear income proof. Immigration may need to see a clear monthly income figure. Annual or lump-sum statements can lead to requests for additional documents.
- Missing the 90-day deposit deadline. Silver Hair and Second Home holders must deposit and report the required funds within the deadline.
- Doing "a little work". Consulting for a local business, teaching paid classes or managing a rental property yourself may breach your permit conditions. Check before taking on paid work.
- Letting your passport run short. Your permit cannot outlast your passport. Renew early and update your permit details.
- Renewing late. Overstays can result in daily fines and, in serious cases, deportation and a re-entry ban. Keep track of your expiry dates.
If anything about your situation is unusual, we'll help you check the requirements before you submit.
Ready to Retire in Indonesia?
Retiring in Bali or elsewhere in Indonesia starts with choosing the right permit for your age, finances and plans, then keeping it in good standing.
Indonesian visa rules can change, and small details can affect an application. If you have questions about your situation, we're here to help.
Talk to a Bali Visas consultant for a free eligibility check, or download our moving guide if you're still planning your move.
Last updated: 30 September 2026 — Reviewed by the Bali Visas senior consultant team. Indonesian visa regulations change frequently; please verify current fees and rules with a consultant before submitting any application.
Article by :
Made Widiartha
I Made Widiartha is a recognized agent at Bali Visas (balivisas.com), a prominent, ISO-certified visa agency in Bali with over 20 years of experience. Clients have highlighted Widiartha for providing excellent service, specifically mentioning fast, responsive, and reliable assistance with visa applications and extensions.